Americans are relying on credit cards more than ever. But as prices for goods and services increase leading to higher inflation rates, people are also having trouble making their payments on time. Data from the NY Fed shows that consumers have racked up nearly $1 trillion in credit card debt as of early 2023. How bad is this issue for Gen Z, specifically? Find out in this week's episode of FinCap Friday.

Click here to access the Kahoot quiz and discussion prompt. If you're short on time for this activity, try our simplified No Tech version containing embedded questions right in the slide deck!

Check out all our FinCap Friday episodes here. They're not date-dependent so many of the 185+ in our catalog dating back to August 2018 may work throughout the year!

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In case you missed it, TODAY is the launch of NGPF's new contest called FinCap Friday Frenzy! By playing FinCap Friday between 2/24/23 and 3/23/23, your class can enter for a chance to win an exciting virtual visit from me (Yanely), the host of NGPF's FinCap Friday, along with a classroom set of my book, Mind Your Money.

Participating is as easy as 1-2-3:

1. Play any FinCap Friday with your students over the next month from February 24th to March 23rd

2. Submit an entry before the weekly deadlines and include student insights gleaned from the FinCap Friday

3. Look for the winner posted each Friday during the contest period right here on the NGPF Blog!

You choose your level of participation in the contest.

Have your students play in one round or increase the odds of winning by making FinCap Friday a weekly routine!

About the Author

Yanely Espinal

Born and raised by Dominican, immigrant parents in Brooklyn, Yanely is a proud product of NYC public schools. She graduated from Fiorello H. LaGuardia High School in 2007 before going on to receive her bachelor's degree at Brown University in 2011. As a Teach For America corps member, Yanely taught third and fourth grade in Canarsie, Brooklyn. She received her master's degree from Relay Graduate School of Education in 2013. She spends her spare time making YouTube videos about personal finance on her channel, MissBeHelpful. Yanely also loves to dance, sew, paint, listen to podcasts, and babysit her 10 nieces and nephews!