Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary CALCULATE: The Math Behind Your Federal Taxes What is the average credit card debt held by Gen Z? PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging RESEARCH: Credit Protections ANALYZE: Overdraft Fees What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans CALCULATE: The Cost of Auto Loans What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment INTERACTIVE: Online Bank Simulator MOVE: Your Tax Dollar in Action PLAY: Types of Car Insurance When the Mean is Nice RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? COMPARE: Types of Health Insurance Plans What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts ANALYZE: Household Debt and Credit Report PLAY: Budget Frenzy! You Just Gotta Habit! What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Roll with the Market MOVE: Credit Musical Chairs CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money through Zelle or spend more money on Amazon? INTERACTIVE: Bummer! How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" PLAY: The Bean Game ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Plan Fits Your Income? MOVE: Inflation Over Time PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Compounding Cat Insanity

DESMOS ACTIVITIES

AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Writing Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Credit Dot Plots AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Growth in Circles AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Conditional Probability AMPLIFY: OLS Regression and College Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Point Collector: Lines AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth of Savings vs Investments