Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund MOVE: Inflation Over Time CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Math Behind Your Federal Taxes What percent of new businesses are still operating after 10 years? INTERACTIVE: Compounding Cat Insanity PLAY: It Costs HOW Much? CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs PLAY: The Bean Game PLAY: Organize Budget Expenses What source of funding is used most often to start new businesses? Which savings strategy is most effective? RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? What percent of students receive scholarships or grants for college? When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck PLAY: Budget Frenzy! PLAY: Roll with the Market You Just Gotta Habit! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? PLAY: Types of Car Insurance CALCULATE: The Cost of Auto Loans MOVE: Your Tax Dollar in Action PROJECT: Credit Protections - You Be the Teacher MOVE: Up and Down with Credit Scores CALCULATE: How Much House Can You Afford? ANALYZE: Dollar Cost Averaging FINE PRINT: Checking Account Statement FINE PRINT: Schumer Box What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Bummer!

DESMOS ACTIVITIES

AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Point Collector: Lines AMPLIFY: Create a Histogram AMPLIFY: Real World Linear Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Growth Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Regression in Investing AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Growth in Circles AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Future Value of a Periodic Investment AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Systems