Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Overdraft Fees What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? What percent of new businesses are still operating after 10 years? Do consumers send more money through Zelle or spend more money on Amazon? INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity FINE PRINT: Checking Account Statement CALCULATE: How Much House Can You Afford? CREATE: Personalized Productive Gap Year Plan CALCULATE: The Cost of Auto Loans MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance INTERACTIVE: Bummer! What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? RESEARCH: Credit Protections RESEARCH: Professional Certifications You Just Gotta Habit! INTERACTIVE: Invest with STAX! COMPARE: Which Repayment Plan Fits Your Income? What is the average credit card debt held by Gen Z? MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts PLAY: The Bean Game PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes Which savings strategy is most effective? MOVE: Types of Employment What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package When the Mean is Nice MOVE: Credit Musical Chairs PLAY: It Costs HOW Much? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action COMPARE: Types of Health Insurance Plans What's the average credit score needed to rent an apartment? ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report PLAY: Budget Frenzy! PROJECT: Credit Protections - You Be the Teacher

DESMOS ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth of Savings vs Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Create a Histogram AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring State and Local Tax Rates