Aug 17, 2025

Question of the Day: What percentage of Gen Z own cryptocurrency?

Here's a hint: it's four times higher then the percentage that have a retirement account.

Answer: 42%

 

Questions:

  • Have you ever bought or used a cryptocurrency? Why or why not?
  • Why do you think that more young adults are active with cryptocurrencies than older adults?
  • Why do you think Gen-Z investors are not prioritizing retirement?

Click here for the ready-to-go slides for this Question of the Day you can use in your classroom.

Behind the numbers (YouGov):

Gen Z investors nearly 4x more likely to own crypto (42%) than a retirement account (11%). Millennial investors also more likely to own cryptocurrency (36%) than have a retirement account (34%).

About the Author

Dave Martin

Dave joins NGPF with 15 years of teaching experience in math and computer science. After joining the New York City Teaching Fellows program and earning a Master's degree in Education from Pace University, his teaching career has taken him to New York, New Jersey and a summer in the north of Ghana. Dave firmly believes that financial literacy is vital to creating well-rounded students that are prepared for a complex and highly competitive world. During what free time two young daughters will allow, Dave enjoys video games, Dungeons & Dragons, cooking, gardening, and taking naps.

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