Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What do cardholders fear most when using a credit card? COMPARE: Which Repayment Option is Best? What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? CALCULATE: How Much House Can You Afford? FINE PRINT: Schumer Box PLAY: Organize Budget Expenses ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! COMPARE: Auto Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund RESEARCH: Professional Certifications MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! What percent of Americans who have credit card debt won't be able to pay it off within a year? What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement MOVE: Up and Down with Credit Scores Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment What percent of new businesses are still operating after 10 years? CALCULATE: Debt Avalanche v. Debt Snowball What's the average credit score needed to rent an apartment? MOVE: Types of Employment RESEARCH: Fair Credit Reporting Act CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Dollar Cost Averaging PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? CALCULATE: Impact of Credit Score on Loans When the Mean is Nice PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report PLAY: Roll with the Market MOVE: Your Tax Dollar in Action RESEARCH: Credit Protections How much more likely is a business to launch if the founder creates a business plan? How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game CREATE: Personalized Productive Gap Year Plan You Just Gotta Habit! INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts FINE PRINT: Financial Aid Package

DESMOS ACTIVITIES

DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Create a Histogram DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Growth Factor and Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Real World Linear Inequalities DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Investing and Exponential Change DESMOS: Prize Wheel Puzzle DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Graphs of Piecewise Functions DESMOS: Credit Dot Plots DESMOS: Linear Growth Patterns DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Systems DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Writing Linear Equations and Checking DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential Growth in Circles DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Chance Experiments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Writing Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Conditional Probability DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: Future Value of a Periodic Investment DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Systems of Two Linear Equations DESMOS: Point Collector: Lines DESMOS: Card Sort: Four Views of a Function DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Sampling Methods