Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes PLAY: Types of Car Insurance Which savings strategy is most effective? INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package When the Mean is Nice MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator CALCULATE: The Cost of Auto Loans COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing MOVE: What Determines Your Insurance Premium? RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses What is the average credit card debt held by Gen Z? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Debt Avalanche v. Debt Snowball You Just Gotta Habit! COMPARE: Which Repayment Option is Best? ANALYZE: Dollar Cost Averaging RESEARCH: Professional Certifications INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment ANALYZE: A FAFSA Submission Summary What percent of Americans who have credit card debt won't be able to pay it off within a year? CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement MOVE: Types of Employment PROJECT: Credit Protections - You Be the Teacher MOVE: Up and Down with Credit Scores ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Roll with the Market FINE PRINT: Schumer Box

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: College Sticker Price and ACT Scores DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Chance Experiments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Polygraph: Guess the Distribution DESMOS: Exploring State and Local Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Create a Histogram DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Point Collector: Lines DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Linear Systems DESMOS: Exponential Regression in Investing DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Real World Linear Inequalities DESMOS: Exponential Growth in Circles DESMOS: Growth of Savings vs Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Sampling Methods DESMOS: Investing and Exponential Change DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth