Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging CALCULATE: The Math Behind Your Federal Taxes What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans PLAY: It Costs HOW Much? What source of funding is used most often to start new businesses? MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Checking Account Statement CREATE: Personalized Productive Gap Year Plan CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary PLAY: Budget Frenzy! What percent of Americans with credit card debt have carried a balance for over 1 year? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs MOVE: Let's Make a Mutual Fund MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Types of Car Insurance PLAY: Organize Budget Expenses RESEARCH: Professional Certifications When the Mean is Nice INTERACTIVE: Bummer! PLAY: Roll with the Market MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment RESEARCH: Credit Protections INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Option is Best? What percent of students receive scholarships or grants for college? Which savings strategy is most effective? FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game CALCULATE: How Much House Can You Afford? ANALYZE: Inequalities in Investing Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action You Just Gotta Habit!

DESMOS ACTIVITIES

AMPLIFY: Linear Growth Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Point Collector: Lines AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Chance Experiments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Systems of Two Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Real World Linear Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring State and Local Tax Rates