Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging in Action FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores CREATE: Personalized Productive Gap Year Plan RESEARCH: Fair Credit Reporting Act What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? COMPARE: Which Repayment Option is Best? FINE PRINT: Checking Account Statement What do cardholders fear most when using a credit card? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator MOVE: Types of Employment ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment INTERACTIVE: Bummer! Gotta Habit ANALYZE: A FAFSA Submission Summary MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? READ: Retirement Basics CALCULATE: Your Federal Taxes INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? PLAY: Types of Car Insurance What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Budget Frenzy! COMPARE: Auto Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? When the Mean is Nice PLAY: Roll with the Market Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Credit Protections

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Growth Factor and Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential Regression in Investing DESMOS: Future Value of a Periodic Investment DESMOS: Credit Dot Plots DESMOS: Card Sort: Sampling Methods DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Growth in Circles DESMOS: Systems of Two Linear Equations DESMOS: Chance Experiments DESMOS: College Sticker Price and ACT Scores DESMOS: Writing Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Point Collector: Lines DESMOS: Card Sort: Conditional Probability DESMOS: Prize Wheel Puzzle DESMOS: Growth of Savings vs Investments DESMOS: Exponential vs Linear Patterns DESMOS: Complex Systems of Inequalities DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Create a Histogram DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Investing and Exponential Change DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Systems DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Real World Linear Inequalities DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Growth Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Four Views of a Function DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Equations in Standard Form