Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Option is Best? MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans FINE PRINT: Checking Account Statement PLAY: Types of Car Insurance MOVE: Types of Employment CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections INTERACTIVE: Bummer! CREATE: Personalized Productive Gap Year Plan PROJECT: Credit Protections - You Be the Teacher Do consumers send more money on Venmo or spend more money on Amazon? You Just Gotta Habit! CALCULATE: Return on Your College Investment What percent of Americans who have credit card debt won't be able to pay it off within a year? What is the average credit card debt held by Gen Z? PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts PLAY: Roll with the Market Which savings strategy is most effective? CALCULATE: How Much House Can You Afford? How much more likely is a business to launch if the founder creates a business plan? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Inflation Over Time What percent of students receive scholarships or grants for college? MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund

DESMOS ACTIVITIES

AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Growth Patterns AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Credit Dot Plots AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Create a Histogram AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Complex Systems of Inequalities AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Point Collector: Lines AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphing Systems of Equations with Savings Balances