Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! PLAY: Roll with the Market INTERACTIVE: Compounding Cat Insanity CALCULATE: The Cost of Auto Loans PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Budget Frenzy! RESEARCH: Credit Protections PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Savings Accounts MOVE: Your Tax Dollar in Action CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? MOVE: Inflation Over Time PLAY: The Bean Game FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary When the Mean is Nice ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium? What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? INTERACTIVE: Bummer! CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck What's the average credit score needed to rent an apartment? RESEARCH: Professional Certifications MOVE: Types of Employment CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Which Repayment Option is Best? What is the average credit card debt held by Gen Z? MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator FINE PRINT: Schumer Box How much does a texting while driving ticket increase auto insurance premiums? What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford?

DESMOS ACTIVITIES

DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Linear Systems DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth Factor and Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Prize Wheel Puzzle DESMOS: Linear Growth Patterns DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Real World Linear Inequalities DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Complex Systems of Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Four Views of a Function DESMOS: Create a Histogram DESMOS: Credit Dot Plots DESMOS: Growth of Savings vs Investments DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Regression in Investing DESMOS: Point Collector: Lines DESMOS: Exponential vs Linear Patterns DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Linear Equations and Checking DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Investing and Exponential Change DESMOS: Linear Equations from Checking Word Problems