Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Nice MOVE: What Determines Your Insurance Premium? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Credit Protections ANALYZE: A FAFSA Submission Summary What do cardholders fear most when using a credit card? CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best? What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Fair Credit Reporting Act ANALYZE: Inequalities in Investing Just Gotta Habit MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses COMPARE: Auto Loans RESEARCH: Professional Certifications INTERACTIVE: Bummer! COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Invest with STAX! MOVE: Your Tax Dollar in Action ANALYZE: Dollar Cost Averaging What's the average credit score needed to rent an apartment? CALCULATE: Return on Your College Investment INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? PLAY: The Bean Game MOVE: Up and Down with Credit Scores INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? PLAY: Budget Frenzy! MOVE: Credit Musical Chairs CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? PLAY: Roll with the Market What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report MOVE: Types of Employment PLAY: Types of Car Insurance

DESMOS ACTIVITIES

DESMOS: Linear Equations from Checking Word Problems DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Future Value of a Periodic Investment DESMOS: Create a Histogram DESMOS: Exponential Growth in Circles DESMOS: Polygraph: Guess the Distribution DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Credit Dot Plots DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential Regression in Investing DESMOS: Real World Linear Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential vs Linear Patterns DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring State and Local Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Four Views of a Function DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Linear Systems DESMOS: Growth of Savings vs Investments DESMOS: Growth Factor and Investments DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Sampling Methods DESMOS: Investing and Exponential Change DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Marbleslides: Exploring Exponentials DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: College Sticker Price and ACT Scores DESMOS: Chance Experiments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Point Collector: Lines