Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Types of Employment MOVE: What Determines Your Insurance Premium? CALCULATE: Impact of Credit Score on Loans ANALYZE: Dollar Cost Averaging MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications PLAY: It Costs HOW Much? PLAY: Roll with the Market INTERACTIVE: Bummer! CALCULATE: The Cost of Auto Loans PLAY: The Bean Game FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? You Just Gotta Habit! COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance What is the average credit card debt held by Gen Z? PLAY: Budget Frenzy! COMPARE: Which Repayment Option is Best? How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing When the Mean is Nice What percent of new businesses are still operating after 10 years? MOVE: Up and Down with Credit Scores CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? FINE PRINT: Schumer Box RESEARCH: Credit Protections Which savings strategy is most effective? ANALYZE: A FAFSA Submission Summary PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? MOVE: Your Tax Dollar in Action What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Inflation Over Time If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Living Paycheck to Paycheck

DESMOS ACTIVITIES

DESMOS: Card Sort: Independent and Dependent Events DESMOS: OLS Regression and College Costs DESMOS: Exponential vs Linear Patterns DESMOS: Real World Linear Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Sampling Methods DESMOS: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Credit Dot Plots DESMOS: Create a Histogram DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Regression in Investing DESMOS: Systems of Two Linear Equations DESMOS: Prize Wheel Puzzle DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing the Cost of Different Student Loans DESMOS: Growth Factor and Investments DESMOS: Complex Systems of Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Future Value of a Periodic Investment DESMOS: Investing and Exponential Change DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Systems DESMOS: Chance Experiments DESMOS: Point Collector: Lines DESMOS: Writing Linear Equations and Checking DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential Growth in Circles DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Growth Patterns