Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of Americans who have credit card debt won't be able to pay it off within a year? What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Credit Protections INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Online Bank Simulator PLAY: The Bean Game MOVE: Types of Employment MOVE: Inflation Over Time CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Option is Best? ANALYZE: Dollar Cost Averaging Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment COMPARE: Types of Savings Accounts RESEARCH: Fair Credit Reporting Act What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit! PLAY: Roll with the Market MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores What is the average credit card debt held by Gen Z? How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box PLAY: Organize Budget Expenses Which savings strategy is most effective? INTERACTIVE: Bummer! When the Mean is Nice FINE PRINT: Checking Account Statement

DESMOS ACTIVITIES

DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential Regression in Investing DESMOS: Credit Dot Plots DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Growth in Circles DESMOS: Linear Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Linear Systems DESMOS: Investing and Exponential Change DESMOS: Point Collector: Lines DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Systems of Two Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphs of Piecewise Functions DESMOS: Real World Linear Inequalities DESMOS: Complex Systems of Inequalities DESMOS: College Sticker Price and ACT Scores DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: OLS Regression and College Costs DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Create a Histogram DESMOS: Growth Factor and Investments DESMOS: Writing Linear Equations and Checking DESMOS: Writing Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Exploring State and Local Tax Rates DESMOS: Chance Experiments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Four Views of a Function DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Cart Sort: Graphing Linear Inequalities and Income