Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: A FAFSA Submission Summary Do consumers send more money on Venmo or spend more money on Amazon? What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts MOVE: Types of Employment RESEARCH: Professional Certifications ANALYZE: Dollar Cost Averaging in Action What percent of students receive scholarships or grants for college? CALCULATE: Your Federal Taxes What percent of new businesses are still operating after 10 years? COMPARE: Auto Loans RESEARCH: Credit Protections MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package Just Gotta Habit MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing RESEARCH: Fair Credit Reporting Act PLAY: The Bean Game COMPARE: Which Repayment Option is Best? INTERACTIVE: Bummer! PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? What do cardholders fear most when using a credit card? PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? Which savings strategy is most effective? MOVE: Up and Down with Credit Scores When the Mean is Nice What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Types of Car Insurance Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Create a Histogram DESMOS: Growth of Savings vs Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Histograms and Box Plots of Housing Costs DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential Growth in Circles DESMOS: Systems of Two Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Growth Patterns DESMOS: Writing Linear Equations and Checking DESMOS: Real World Linear Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: College Sticker Price and ACT Scores DESMOS: Point Collector: Lines DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Growth Factor and Investments DESMOS: Polygraph: Guess the Distribution DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential Regression in Investing DESMOS: OLS Regression and College Costs DESMOS: Complex Systems of Inequalities DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphs of Piecewise Functions DESMOS: Exponential vs Linear Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Investing and Exponential Change DESMOS: Chance Experiments DESMOS: Card Sort: Four Views of a Function DESMOS: Credit Dot Plots