Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance PLAY: The Bean Game COMPARE: Which Repayment Option is Best? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Financial Aid Package MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford? You Just Gotta Habit! Which savings strategy is most effective? FINE PRINT: Checking Account Statement RESEARCH: Professional Certifications RESEARCH: Credit Protections What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Schumer Box INTERACTIVE: Online Bank Simulator MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck PLAY: Roll with the Market What is the average credit card debt held by Gen Z? ANALYZE: Dollar Cost Averaging What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher ANALYZE: Household Debt and Credit Report Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Nice PLAY: Budget Frenzy! What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing CALCULATE: The Cost of Auto Loans INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? ANALYZE: A FAFSA Submission Summary CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Credit Dot Plots AMPLIFY: Prize Wheel Puzzle AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Investing and Exponential Change AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth of Savings vs Investments AMPLIFY: Future Value of a Periodic Investment