Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment PLAY: The Bean Game Which savings strategy is most effective? What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts RESEARCH: Credit Protections RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Debt Avalanche v. Debt Snowball How much does a texting while driving ticket increase auto insurance premiums? MOVE: Your Tax Dollar in Action PLAY: It Costs HOW Much? INTERACTIVE: Bummer! PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan When the Mean is Nice ANALYZE: Dollar Cost Averaging What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package FINE PRINT: Checking Account Statement CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes MOVE: Inflation Over Time What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Which Repayment Option is Best? MOVE: Types of Employment

DESMOS ACTIVITIES

DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exploring State and Local Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Investing and Exponential Change DESMOS: Graphs of Piecewise Functions DESMOS: OLS Regression and College Costs DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Systems of Two Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Growth in Circles DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Conditional Probability DESMOS: Comparing the Cost of Different Student Loans DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth of Savings vs Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Create a Histogram DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Polygraph: Guess the Distribution DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Systems DESMOS: Point Collector: Lines DESMOS: Linear Growth Patterns DESMOS: Growth Factor and Investments DESMOS: Linear Equations from Checking Word Problems DESMOS: Future Value of a Periodic Investment DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing Equations in Standard Form DESMOS: Chance Experiments