Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market What source of funding is used most often to start new businesses? MOVE: Types of Employment INTERACTIVE: Compounding Cat Insanity PLAY: Budget Frenzy! PROJECT: Credit Protections - You Be the Teacher What percent of students receive scholarships or grants for college? What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging INTERACTIVE: Bummer! FINE PRINT: Financial Aid Package PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? RESEARCH: Credit Protections ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications MOVE: Let's Make a Mutual Fund CALCULATE: The Cost of Auto Loans PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Return on Your College Investment Which savings strategy is most effective? INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action CALCULATE: How Much House Can You Afford? ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money on Venmo or spend more money on Amazon? What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Option is Best? PLAY: Types of Car Insurance You Just Gotta Habit! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Checking Account Statement MOVE: Inflation Over Time FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice

DESMOS ACTIVITIES

DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Credit Dot Plots DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Complex Systems of Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Exponential vs Linear Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Sampling Methods DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Four Views of a Function DESMOS: Growth Factor and Investments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Investing and Exponential Change DESMOS: Point Collector: Lines DESMOS: Exponential Regression in Investing DESMOS: Linear Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Graphs of Piecewise Functions DESMOS: Exploring State and Local Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Systems DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Create a Histogram DESMOS: Real World Linear Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Chance Experiments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Equations in Standard Form