Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? PLAY: The Bean Game INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary CALCULATE: The Cost of Auto Loans FINE PRINT: Schumer Box What is the average credit card debt held by Gen Z? COMPARE: Types of Savings Accounts What percent of students receive scholarships or grants for college? What source of funding is used most often to start new businesses? RESEARCH: Credit Protections MOVE: Inflation Over Time What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing PLAY: Organize Budget Expenses PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity PLAY: It Costs HOW Much? RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? CALCULATE: How Much House Can You Afford? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Checking Account Statement INTERACTIVE: Invest with STAX! When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher You Just Gotta Habit! PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? MOVE: Let's Make a Mutual Fund Do consumers send more money on Venmo or spend more money on Amazon?

DESMOS ACTIVITIES

AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Create a Histogram AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Credit Dot Plots AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Chance Experiments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Growth Patterns AMPLIFY: Point Collector: Lines AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income