Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much does a texting while driving ticket increase auto insurance premiums? PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement What percent of new businesses are still operating after 10 years? ANALYZE: A FAFSA Submission Summary Gotta Habit MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Do consumers send more money on Venmo or spend more money on Amazon? What percent of students receive scholarships or grants for college? CALCULATE: Impact of Credit Score on Loans CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! RESEARCH: Fair Credit Reporting Act INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Schumer Box PLAY: Roll with the Market PLAY: Organize Budget Expenses What do cardholders fear most when using a credit card? MOVE: Credit Musical Chairs MOVE: Let's Make a Mutual Fund What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Your Federal Taxes ANALYZE: Dollar Cost Averaging in Action ANALYZE: Household Debt and Credit Report COMPARE: Auto Loans How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? MOVE: Types of Employment When the Mean is Nice PLAY: It Costs HOW Much? READ: Retirement Basics CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck

DESMOS ACTIVITIES

DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Graphs of Piecewise Functions DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Real World Linear Inequalities DESMOS: Credit Dot Plots DESMOS: Chance Experiments DESMOS: Growth Factor and Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Histograms and Box Plots of Housing Costs DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Prize Wheel Puzzle DESMOS: Polygraph: Guess the Distribution DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential vs Linear Patterns DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: College Sticker Price and ACT Scores DESMOS: Point Collector: Lines DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Independent and Dependent Events DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Conditional Probability DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations from Checking Word Problems DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Create a Histogram DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Growth Patterns