Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Types of Employment PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans CALCULATE: How Much House Can You Afford? ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! What is the average credit card debt held by Gen Z? Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? COMPARE: Types of Savings Accounts FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? ANALYZE: Dollar Cost Averaging What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Impact of Credit Score on Loans When the Mean is Nice MOVE: Inflation Over Time CALCULATE: Return on Your College Investment Which savings strategy is most effective? FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Inequalities in Investing

DESMOS ACTIVITIES

DESMOS: Investing and Exponential Change DESMOS: Growth Factor and Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Real World Linear Inequalities DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Graphs of Piecewise Functions DESMOS: Systems of Two Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Growth Patterns DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Conditional Probability DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Create a Histogram DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Chance Experiments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: OLS Regression and College Costs DESMOS: Exponential vs Linear Patterns DESMOS: Growth of Savings vs Investments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Polygraph: Guess the Distribution DESMOS: Prize Wheel Puzzle DESMOS: Writing Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Four Views of a Function DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Histograms and Box Plots of Housing Costs