Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? CREATE: Personalized Productive Gap Year Plan Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications INTERACTIVE: Bummer! ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? PLAY: Budget Frenzy! What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Types of Car Insurance MOVE: Inflation Over Time MOVE: Your Tax Dollar in Action Which savings strategy is most effective? INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market ANALYZE: Inequalities in Investing ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts CALCULATE: The Cost of Auto Loans CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Financial Aid Package When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box CALCULATE: Return on Your College Investment PLAY: The Bean Game What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? MOVE: Up and Down with Credit Scores INTERACTIVE: Compounding Cat Insanity What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses MOVE: Types of Employment

DESMOS ACTIVITIES

AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: OLS Regression and College Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Chance Experiments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations