Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan COMPARE: Auto Loans CALCULATE: Impact of Credit Score on Loans What percent of students receive scholarships or grants for college? When the Mean is Nice What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Fair Credit Reporting Act What's the average credit score needed to rent an apartment? INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? What do cardholders fear most when using a credit card? ANALYZE: Dollar Cost Averaging in Action MOVE: Credit Musical Chairs CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing Just Gotta Habit MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Your Federal Taxes PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! PLAY: The Bean Game PLAY: Types of Car Insurance MOVE: Up and Down with Credit Scores Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action FINE PRINT: Checking Account Statement ANALYZE: A FAFSA Submission Summary CALCULATE: Return on Your College Investment PLAY: Roll with the Market FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity

DESMOS ACTIVITIES

DESMOS: Chance Experiments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exploring State and Local Tax Rates DESMOS: Point Collector: Lines DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth of Savings vs Investments DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Exponential vs Linear Patterns DESMOS: Prize Wheel Puzzle DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Four Views of a Function DESMOS: Systems of Two Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Real World Linear Inequalities DESMOS: Create a Histogram DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Regression in Investing DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Growth Factor and Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Sampling Methods DESMOS: Graphs of Piecewise Functions DESMOS: Linear Growth Patterns DESMOS: Comparing the Cost of Different Student Loans DESMOS: Investing and Exponential Change DESMOS: OLS Regression and College Costs DESMOS: Writing Linear Equations and Checking