Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging ANALYZE: A FAFSA Submission Summary CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action INTERACTIVE: Living Paycheck to Paycheck What is the average credit card debt held by Gen Z? PLAY: Types of Car Insurance PLAY: It Costs HOW Much? When the Mean is Nice What percent of Americans who have credit card debt won't be able to pay it off within a year? Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts RESEARCH: Credit Protections CALCULATE: The Math Behind Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator PLAY: The Bean Game PLAY: Roll with the Market Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs PROJECT: Credit Protections - You Be the Teacher What source of funding is used most often to start new businesses? MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford? What percent of new businesses are still operating after 10 years? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores MOVE: Types of Employment INTERACTIVE: Invest with STAX! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? CALCULATE: Impact of Credit Score on Loans RESEARCH: Professional Certifications PLAY: Organize Budget Expenses How much does a texting while driving ticket increase auto insurance premiums? You Just Gotta Habit! CALCULATE: The Cost of Auto Loans INTERACTIVE: Compounding Cat Insanity

DESMOS ACTIVITIES

DESMOS: Card Sort: Sampling Methods DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Growth in Circles DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Linear Equations from Checking Word Problems DESMOS: Complex Systems of Inequalities DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Four Views of a Function DESMOS: Systems of Two Linear Equations DESMOS: College Sticker Price and ACT Scores DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing and Graphing a System of Linear Equations DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Chance Experiments DESMOS: Real World Linear Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Credit Dot Plots DESMOS: Writing Linear Equations and Checking DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Independent and Dependent Events DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Regression in Investing DESMOS: Linear Growth Patterns DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exploring State and Local Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Create a Histogram DESMOS: Card Sort: Linear Equations in Standard Form