Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? Which savings strategy is most effective? FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging PLAY: The Bean Game PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans who have credit card debt won't be able to pay it off within a year? What is the average credit card debt held by Gen Z? MOVE: Your Tax Dollar in Action FINE PRINT: Schumer Box RESEARCH: Fair Credit Reporting Act What's the average credit score needed to rent an apartment? CALCULATE: How Much House Can You Afford? CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Types of Car Insurance COMPARE: Which Repayment Option is Best? MOVE: Inflation Over Time PLAY: It Costs HOW Much? You Just Gotta Habit! How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice INTERACTIVE: Invest with STAX! ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts What source of funding is used most often to start new businesses? MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment CREATE: Personalized Productive Gap Year Plan PLAY: Roll with the Market MOVE: Types of Employment CALCULATE: The Math Behind Your Federal Taxes

DESMOS ACTIVITIES

DESMOS: Create a Histogram DESMOS: Chance Experiments DESMOS: Exponential Regression in Investing DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Linear Systems DESMOS: Linear Growth Patterns DESMOS: Complex Systems of Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Systems of Two Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Linear Equations and Checking DESMOS: Real World Linear Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Conditional Probability DESMOS: Investing and Exponential Change DESMOS: Card Sort: Sampling Methods DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential Growth in Circles DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Credit Dot Plots DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Point Collector: Lines DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Equations from Checking Word Problems