Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts FINE PRINT: Financial Aid Package What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Impact of Credit Score on Loans PLAY: It Costs HOW Much? What percent of students receive scholarships or grants for college? PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Budget Frenzy! MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement MOVE: Credit Musical Chairs You Just Gotta Habit! What source of funding is used most often to start new businesses? MOVE: Types of Employment CALCULATE: How Much House Can You Afford? PLAY: Organize Budget Expenses PROJECT: Credit Protections - You Be the Teacher Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Bummer! MOVE: What Determines Your Insurance Premium? What is the average credit card debt held by Gen Z? MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? Which savings strategy is most effective? CALCULATE: The Cost of Auto Loans CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Nice ANALYZE: Dollar Cost Averaging RESEARCH: Professional Certifications What percent of Americans with credit card debt have carried a balance for over 1 year? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator PLAY: The Bean Game ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! COMPARE: Which Repayment Option is Best?

DESMOS ACTIVITIES

AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Growth Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Complex Systems of Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing Funds Using Compound Annual Growth Rate