Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Option is Best? ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Types of Employment INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans When the Mean is Nice ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications PLAY: It Costs HOW Much? PLAY: The Bean Game Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund Do consumers send more money on Venmo or spend more money on Amazon? What is the average credit card debt held by Gen Z? INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance You Just Gotta Habit! CALCULATE: How Much House Can You Afford? PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses What source of funding is used most often to start new businesses? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Invest with STAX! RESEARCH: Credit Protections MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college?

DESMOS ACTIVITIES

AMPLIFY: Systems of Two Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Credit Dot Plots AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth Factor and Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Prize Wheel Puzzle AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Chance Experiments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth of Savings vs Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates