Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary RESEARCH: Professional Certifications INTERACTIVE: Online Bank Simulator How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Checking Account Statement PLAY: The Bean Game What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? FINE PRINT: Financial Aid Package What do cardholders fear most when using a credit card? Just Gotta Habit FINE PRINT: Schumer Box PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans COMPARE: Auto Loans CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! RESEARCH: Fair Credit Reporting Act MOVE: Types of Employment MOVE: What Determines Your Insurance Premium? What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Credit Musical Chairs ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance RESEARCH: Credit Protections

DESMOS ACTIVITIES

DESMOS: Linear Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Linear Equations from Checking Word Problems DESMOS: Investing and Exponential Change DESMOS: Card Sort: Conditional Probability DESMOS: Future Value of a Periodic Investment DESMOS: Writing Linear Equations and Checking DESMOS: Create a Histogram DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Real World Linear Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Credit Dot Plots DESMOS: Marbleslides: Exploring Exponentials DESMOS: Prize Wheel Puzzle DESMOS: Point Collector: Lines DESMOS: Writing Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Complex Systems of Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Four Views of a Function DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth Factor and Investments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Growth Patterns DESMOS: Exponential Growth in Circles DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Exploring State and Local Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Polygraph: Guess the Distribution