Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Overdraft Fees FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement COMPARE: Types of Health Insurance Plans COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? CALCULATE: The Cost of Auto Loans MOVE: Inflation Over Time INTERACTIVE: Bummer! MOVE: Credit Musical Chairs RESEARCH: Credit Protections Which savings strategy is most effective? What percent of students receive scholarships or grants for college? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Let's Make a Mutual Fund PLAY: The Bean Game INTERACTIVE: Invest with STAX! How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action MOVE: Types of Employment CALCULATE: How Much House Can You Afford? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity Do consumers send more money on Venmo or spend more money on Amazon? What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Return on Your College Investment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PROJECT: Credit Protections - You Be the Teacher MOVE: Up and Down with Credit Scores CREATE: Personalized Productive Gap Year Plan CALCULATE: Impact of Credit Score on Loans How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck PLAY: Roll with the Market PLAY: It Costs HOW Much? ANALYZE: Household Debt and Credit Report You Just Gotta Habit! CALCULATE: The Math Behind Your Federal Taxes What is the average credit card debt held by Gen Z? RESEARCH: Professional Certifications PLAY: Types of Car Insurance When the Mean is Nice ANALYZE: Dollar Cost Averaging

DESMOS ACTIVITIES

AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Growth in Circles AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: OLS Regression and College Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates