Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Budget Frenzy! Which savings strategy is most effective? CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: The Bean Game What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging You Just Gotta Habit! ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? RESEARCH: Fair Credit Reporting Act What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Option is Best? COMPARE: Types of Savings Accounts MOVE: Inflation Over Time RESEARCH: Credit Protections MOVE: Types of Employment When the Mean is Nice If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action FINE PRINT: Checking Account Statement What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Schumer Box MOVE: Up and Down with Credit Scores CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund PLAY: Roll with the Market

DESMOS ACTIVITIES

DESMOS: Writing and Graphing a System of Linear Equations DESMOS: College Sticker Price and ACT Scores DESMOS: Real World Linear Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Exploring State and Local Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Chance Experiments DESMOS: Credit Dot Plots DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Writing Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Growth Patterns DESMOS: Create a Histogram DESMOS: Comparing the Cost of Different Student Loans DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential vs Linear Patterns DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Systems of Two Linear Equations DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Systems DESMOS: Writing Linear Equations and Checking DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Equations from Checking Word Problems DESMOS: Growth of Savings vs Investments DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Conditional Probability DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Point Collector: Lines DESMOS: Card Sort: Sampling Methods