Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores PLAY: The Bean Game PROJECT: Credit Protections - You Be the Teacher MOVE: Your Tax Dollar in Action You Just Gotta Habit! When the Mean is Nice INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Financial Aid Package FINE PRINT: Checking Account Statement INTERACTIVE: Invest with STAX! Which savings strategy is most effective? What's the average credit score needed to rent an apartment? MOVE: Types of Employment CALCULATE: How Much House Can You Afford? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Impact of Credit Score on Loans What percent of Americans with credit card debt have carried a balance for over 1 year? How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging PLAY: Types of Car Insurance What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Credit Protections INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs MOVE: Inflation Over Time ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment What is the average credit card debt held by Gen Z? FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts

DESMOS ACTIVITIES

AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Growth in Circles AMPLIFY: Create a Histogram AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Future Value of a Periodic Investment AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Prize Wheel Puzzle AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Systems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Credit Dot Plots AMPLIFY: Chance Experiments AMPLIFY: Complex Systems of Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances