Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Health Insurance Plans MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Types of Car Insurance INTERACTIVE: Bummer! PLAY: Organize Budget Expenses When the Mean is Nice MOVE: What Determines Your Insurance Premium? What percent of new businesses are still operating after 10 years? CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! MOVE: Types of Employment COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator PLAY: It Costs HOW Much? RESEARCH: Credit Protections ANALYZE: Overdraft Fees PLAY: The Bean Game CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? Which savings strategy is most effective? PROJECT: Credit Protections - You Be the Teacher MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing You Just Gotta Habit! FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package What's the average credit score needed to rent an apartment? RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? FINE PRINT: Checking Account Statement What percent of Americans with credit card debt have carried a balance for over 1 year?

DESMOS ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Regression in Investing AMPLIFY: Chance Experiments AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth Factor and Investments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Growth Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Point Collector: Lines AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Systems AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Linear Equations and Checking