Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: The Bean Game ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary Which savings strategy is most effective? PLAY: Types of Car Insurance What is the average credit card debt held by Gen Z? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! RESEARCH: Professional Certifications PLAY: It Costs HOW Much? INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Credit Protections INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses What source of funding is used most often to start new businesses? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Checking Account Statement MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment MOVE: Inflation Over Time What's the average credit score needed to rent an apartment? What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Cost of Auto Loans MOVE: Let's Make a Mutual Fund When the Mean is Nice MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? You Just Gotta Habit! MOVE: Your Tax Dollar in Action CALCULATE: The Math Behind Your Federal Taxes What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? PLAY: Roll with the Market PROJECT: Credit Protections - You Be the Teacher COMPARE: Which Repayment Option is Best? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Conditional Probability AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Chance Experiments AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Growth Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Complex Systems of Inequalities AMPLIFY: Create a Histogram AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Histograms and Box Plots of Housing Costs