Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Checking Account Statement MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans PROJECT: Credit Protections - You Be the Teacher MOVE: Your Tax Dollar in Action RESEARCH: Credit Protections ANALYZE: Overdraft Fees COMPARE: Which Repayment Plan Fits Your Income? FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Compounding Cat Insanity What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package How much does a texting while driving ticket increase auto insurance premiums? CREATE: Personalized Productive Gap Year Plan PLAY: Roll with the Market PLAY: Types of Car Insurance RESEARCH: Professional Certifications INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Bummer! PLAY: It Costs HOW Much? MOVE: Types of Employment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? ANALYZE: Inequalities in Investing You Just Gotta Habit! PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment What percent of new businesses are still operating after 10 years? When the Mean is Nice MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? COMPARE: Types of Health Insurance Plans CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging PLAY: Budget Frenzy!

DESMOS ACTIVITIES

AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Point Collector: Lines AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Chance Experiments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Growth Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Sampling Methods