Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck MOVE: Inflation Over Time MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary MOVE: Let's Make a Mutual Fund You Just Gotta Habit! What are the top 3 types of products/services Gen Z is most likely to splurge on? Do consumers send more money through Zelle or spend more money on Amazon? PLAY: It Costs HOW Much? CALCULATE: Impact of Credit Score on Loans PLAY: The Bean Game RESEARCH: Professional Certifications PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" MOVE: What Determines Your Insurance Premium? What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! COMPARE: Which Repayment Plan Fits Your Income? PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging ANALYZE: Overdraft Fees CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses CALCULATE: The Cost of Auto Loans PLAY: Roll with the Market MOVE: Types of Employment ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Schumer Box RESEARCH: Credit Protections COMPARE: Types of Health Insurance Plans Which savings strategy is most effective? What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment What percent of new businesses are still operating after 10 years? INTERACTIVE: Bummer! MOVE: Your Tax Dollar in Action PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Checking Account Statement MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? ANALYZE: Inequalities in Investing How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? FINE PRINT: Financial Aid Package When the Mean is Nice What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts

DESMOS ACTIVITIES

AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Regression in Investing AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Systems AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth Factor and Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Credit Dot Plots AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Independent and Dependent Events