Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Which Repayment Option is Best? When the Mean is Nice Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Types of Employment What percent of students receive scholarships or grants for college? MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Credit Musical Chairs PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Types of Car Insurance ANALYZE: Inequalities in Investing PLAY: The Bean Game INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment CALCULATE: The Cost of Auto Loans CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Impact of Credit Score on Loans MOVE: Your Tax Dollar in Action FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? You Just Gotta Habit! CREATE: Personalized Productive Gap Year Plan PLAY: Roll with the Market FINE PRINT: Schumer Box MOVE: Inflation Over Time INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? What is the average credit card debt held by Gen Z? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Credit Protections

DESMOS ACTIVITIES

DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential vs Linear Patterns DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Growth in Circles DESMOS: OLS Regression and College Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Linear Equations and Checking DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: College Sticker Price and ACT Scores DESMOS: Credit Dot Plots DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations from Checking Word Problems DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Systems DESMOS: Chance Experiments DESMOS: Create a Histogram DESMOS: Systems of Two Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Prize Wheel Puzzle DESMOS: Growth of Savings vs Investments DESMOS: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Investing and Exponential Change DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Point Collector: Lines DESMOS: Linear Growth Patterns DESMOS: Exponential Regression in Investing DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Four Views of a Function DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphs of Piecewise Functions