Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box PLAY: Organize Budget Expenses How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Fair Credit Reporting Act ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts ANALYZE: Household Debt and Credit Report CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! MOVE: Let's Make a Mutual Fund MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action PLAY: The Bean Game What source of funding is used most often to start new businesses? PLAY: Roll with the Market PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? INTERACTIVE: Invest with STAX! RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? What do cardholders fear most when using a credit card? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! FINE PRINT: Financial Aid Package PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment COMPARE: Auto Loans MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections What percent of Americans who have credit card debt won't be able to pay it off within a year? Just Gotta Habit MOVE: Types of Employment

DESMOS ACTIVITIES

DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Growth of Savings vs Investments DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Four Views of a Function DESMOS: Create a Histogram DESMOS: Growth Factor and Investments DESMOS: College Sticker Price and ACT Scores DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Sampling Methods DESMOS: Marbleslides: Exploring Exponentials DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Chance Experiments DESMOS: Writing Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Polygraph: Guess the Distribution DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Linear Systems DESMOS: Linear Growth Patterns DESMOS: Exponential vs Linear Patterns DESMOS: Linear Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Credit Dot Plots DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Independent and Dependent Events DESMOS: OLS Regression and College Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Growth in Circles DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Investing and Exponential Change DESMOS: Systems of Two Linear Equations DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Conditional Probability DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Point Collector: Lines DESMOS: Future Value of a Periodic Investment DESMOS: Recursive Formulas: Paying Down an Auto Loan