Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Cost of Auto Loans What source of funding is used most often to start new businesses? PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging ANALYZE: Household Debt and Credit Report INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: A FAFSA Submission Summary MOVE: Inflation Over Time When the Mean is Nice INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans RESEARCH: Credit Protections PLAY: It Costs HOW Much? PROJECT: Credit Protections - You Be the Teacher What percent of new businesses are still operating after 10 years? CALCULATE: Debt Avalanche v. Debt Snowball What's the average credit score needed to rent an apartment? PLAY: Roll with the Market MOVE: Types of Employment COMPARE: Which Repayment Option is Best? PLAY: Types of Car Insurance FINE PRINT: Financial Aid Package ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores What is the average credit card debt held by Gen Z? You Just Gotta Habit! MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? CALCULATE: How Much House Can You Afford? INTERACTIVE: Invest with STAX! Which savings strategy is most effective? CALCULATE: The Math Behind Your Federal Taxes Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game FINE PRINT: Schumer Box

DESMOS ACTIVITIES

AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Create a Histogram AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Chance Experiments AMPLIFY: Growth Factor and Investments AMPLIFY: Point Collector: Lines AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Credit Dot Plots AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Complex Systems of Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth of Savings vs Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Systems of Two Linear Equations