Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Compounding Cat Insanity Just Gotta Habit What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Fair Credit Reporting Act ANALYZE: A FAFSA Submission Summary Do consumers send more money on Venmo or spend more money on Amazon? What do cardholders fear most when using a credit card? MOVE: Let's Make a Mutual Fund How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball PLAY: The Bean Game PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? RESEARCH: Credit Protections CALCULATE: Your Federal Taxes When the Mean is Nice Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Auto Loans FINE PRINT: Financial Aid Package If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Professional Certifications MOVE: Types of Employment ANALYZE: Dollar Cost Averaging in Action PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? PLAY: Roll with the Market INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? PLAY: It Costs HOW Much? MOVE: Your Tax Dollar in Action FINE PRINT: Schumer Box PLAY: Types of Car Insurance COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? MOVE: Up and Down with Credit Scores CALCULATE: Impact of Credit Score on Loans CREATE: Personalized Productive Gap Year Plan What percent of Americans who have credit card debt won't be able to pay it off within a year?

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Growth Patterns DESMOS: Real World Linear Inequalities DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Prize Wheel Puzzle DESMOS: Complex Systems of Inequalities DESMOS: Growth Factor and Investments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Point Collector: Lines DESMOS: Exponential vs Linear Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Future Value of a Periodic Investment DESMOS: Polygraph: Guess the Distribution DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: College Sticker Price and ACT Scores DESMOS: Chance Experiments DESMOS: Credit Dot Plots DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Conditional Probability DESMOS: Systems of Two Linear Equations DESMOS: Create a Histogram DESMOS: Investing and Exponential Change DESMOS: Card Sort: Sampling Methods DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Comparing the Cost of Different Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Four Views of a Function DESMOS: Marbleslides: Exploring Exponentials DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates