Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Debt Avalanche v. Debt Snowball What is the average credit card debt held by Gen Z? ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums? You Just Gotta Habit! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging ANALYZE: A FAFSA Submission Summary CALCULATE: The Cost of Auto Loans PLAY: It Costs HOW Much? INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time What's the average credit score needed to rent an apartment? INTERACTIVE: Bummer! RESEARCH: Credit Protections FINE PRINT: Schumer Box PLAY: Budget Frenzy! RESEARCH: Professional Certifications PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? RESEARCH: Fair Credit Reporting Act INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? MOVE: Your Tax Dollar in Action PLAY: Types of Car Insurance What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: The Bean Game COMPARE: Which Repayment Option is Best? MOVE: Up and Down with Credit Scores PLAY: Roll with the Market FINE PRINT: Financial Aid Package CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts What percent of students receive scholarships or grants for college? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan

DESMOS ACTIVITIES

DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Chance Experiments DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Point Collector: Lines DESMOS: Exponential Regression in Investing DESMOS: OLS Regression and College Costs DESMOS: Writing Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Growth Patterns DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Linear Equations and Checking DESMOS: Prize Wheel Puzzle DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Conditional Probability DESMOS: College Sticker Price and ACT Scores DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Investing and Exponential Change DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring State and Local Tax Rates DESMOS: Growth Factor and Investments DESMOS: Create a Histogram DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Credit Dot Plots DESMOS: Polygraph: Guess the Distribution