Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? FINE PRINT: Schumer Box RESEARCH: Professional Certifications PLAY: Organize Budget Expenses PLAY: Budget Frenzy! PLAY: Types of Car Insurance MOVE: Inflation Over Time PLAY: Roll with the Market What is the average credit card debt held by Gen Z? MOVE: Up and Down with Credit Scores MOVE: Credit Musical Chairs CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Nice You Just Gotta Habit! ANALYZE: Household Debt and Credit Report MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? COMPARE: Types of Savings Accounts FINE PRINT: Financial Aid Package RESEARCH: Credit Protections PLAY: The Bean Game What percent of new businesses are still operating after 10 years? What's the average credit score needed to rent an apartment? CALCULATE: Return on Your College Investment ANALYZE: A FAFSA Submission Summary MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity PROJECT: Credit Protections - You Be the Teacher How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Checking Account Statement What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund

DESMOS ACTIVITIES

DESMOS: Marbleslides: Exploring Exponentials DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Chance Experiments DESMOS: Exponential Regression in Investing DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Linear Systems DESMOS: Complex Systems of Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Future Value of a Periodic Investment DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Prize Wheel Puzzle DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth of Savings vs Investments DESMOS: Exponential Growth in Circles DESMOS: OLS Regression and College Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Growth Factor and Investments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Linear Equations and Checking DESMOS: Create a Histogram DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Systems of Two Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Real World Linear Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: Investing and Exponential Change