Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

When the Mean is Nice ANALYZE: Dollar Cost Averaging CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications What percent of students receive scholarships or grants for college? MOVE: Credit Musical Chairs COMPARE: Auto Loans CALCULATE: Return on Your College Investment COMPARE: Which Repayment Option is Best? Which savings strategy is most effective? MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box PLAY: The Bean Game MOVE: What Determines Your Insurance Premium? What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Fair Credit Reporting Act What's the average credit score needed to rent an apartment? What do cardholders fear most when using a credit card? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! PLAY: Budget Frenzy! Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Up and Down with Credit Scores CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Credit Protections What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Financial Aid Package PLAY: Roll with the Market You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing PLAY: Organize Budget Expenses

DESMOS ACTIVITIES

DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Linear Equations and Checking DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Growth in Circles DESMOS: Graphs of Piecewise Functions DESMOS: Complex Systems of Inequalities DESMOS: Create a Histogram DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring State and Local Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Linear Systems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Growth Patterns DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Credit Dot Plots DESMOS: Card Sort: Sampling Methods DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Equations in Standard Form DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Future Value of a Periodic Investment DESMOS: Exponential vs Linear Patterns DESMOS: Investing and Exponential Change DESMOS: Exponential Regression in Investing DESMOS: Comparing the Cost of Different Student Loans DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Real World Linear Inequalities DESMOS: Systems of Two Linear Equations DESMOS: Point Collector: Lines DESMOS: Marbleslides: Exploring Exponentials DESMOS: Prize Wheel Puzzle DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Linear Equations from Checking Word Problems