Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Do consumers send more money on Venmo or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Bummer! RESEARCH: Credit Protections Which savings strategy is most effective? CALCULATE: Impact of Credit Score on Loans ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? PLAY: Roll with the Market What source of funding is used most often to start new businesses? What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts MOVE: Inflation Over Time PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs MOVE: Types of Employment ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? You Just Gotta Habit! What is the average credit card debt held by Gen Z? FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary What percent of new businesses are still operating after 10 years? CALCULATE: The Cost of Auto Loans INTERACTIVE: Online Bank Simulator MOVE: What Determines Your Insurance Premium?

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Graphs of Piecewise Functions DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Conditional Probability DESMOS: Complex Systems of Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Linear Equations and Checking DESMOS: Real World Linear Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Credit Dot Plots DESMOS: Investing and Exponential Change DESMOS: Exploring State and Local Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential vs Linear Patterns DESMOS: Chance Experiments DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Polygraph: Guess the Distribution DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth Factor and Investments DESMOS: Writing Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Linear Equations from Checking Word Problems DESMOS: OLS Regression and College Costs DESMOS: Linear Growth Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations in Standard Form DESMOS: Create a Histogram DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential Regression in Investing DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Point Collector: Lines