Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund MOVE: Types of Employment RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? ANALYZE: A FAFSA Submission Summary CALCULATE: Impact of Credit Score on Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Fair Credit Reporting Act COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package When the Mean is Nice PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? COMPARE: Auto Loans INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report RESEARCH: Credit Protections COMPARE: Which Repayment Option is Best? What do cardholders fear most when using a credit card? INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Return on Your College Investment PLAY: Roll with the Market PLAY: The Bean Game ANALYZE: Dollar Cost Averaging What source of funding is used most often to start new businesses? Which savings strategy is most effective?

DESMOS ACTIVITIES

DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Four Views of a Function DESMOS: Systems of Two Linear Equations DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Equations from Checking Word Problems DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Growth Patterns DESMOS: Future Value of a Periodic Investment DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Sampling Methods DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Complex Systems of Inequalities DESMOS: Exploring State and Local Tax Rates DESMOS: Credit Dot Plots DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Systems DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Create a Histogram DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Growth in Circles DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth Factor and Investments DESMOS: Graphs of Piecewise Functions DESMOS: Exponential vs Linear Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Investing and Exponential Change DESMOS: Chance Experiments DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: OLS Regression and College Costs