Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! COMPARE: Which Repayment Option is Best? PLAY: It Costs HOW Much? What is the average credit card debt held by Gen Z? What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report CALCULATE: How Much House Can You Afford? Which savings strategy is most effective? PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator ANALYZE: Inequalities in Investing What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? How much more likely is a business to launch if the founder creates a business plan? MOVE: Inflation Over Time When the Mean is Nice CALCULATE: Impact of Credit Score on Loans PLAY: The Bean Game MOVE: Your Tax Dollar in Action CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections MOVE: Up and Down with Credit Scores What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! RESEARCH: Professional Certifications MOVE: Types of Employment ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck MOVE: Credit Musical Chairs PROJECT: Credit Protections - You Be the Teacher CREATE: Personalized Productive Gap Year Plan Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Budget Frenzy! What percent of students receive scholarships or grants for college?

DESMOS ACTIVITIES

DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth Factor and Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Point Collector: Lines DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Chance Experiments DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Regression in Investing DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Growth Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Four Views of a Function DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Create a Histogram DESMOS: College Sticker Price and ACT Scores DESMOS: Polygraph: Guess the Distribution DESMOS: Real World Linear Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Growth in Circles DESMOS: Exploring State and Local Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Prize Wheel Puzzle DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential vs Linear Patterns DESMOS: Credit Dot Plots DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Systems DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate