Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck What source of funding is used most often to start new businesses? What percent of students receive scholarships or grants for college? PROJECT: Credit Protections - You Be the Teacher ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan When the Mean is Nice MOVE: Types of Employment INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! RESEARCH: Credit Protections INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs CALCULATE: How Much House Can You Afford? How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Roll with the Market What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment CALCULATE: The Cost of Auto Loans INTERACTIVE: Online Bank Simulator You Just Gotta Habit! What's the average credit score needed to rent an apartment? MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Types of Car Insurance PLAY: Organize Budget Expenses RESEARCH: Professional Certifications FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report MOVE: Inflation Over Time PLAY: The Bean Game FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? CALCULATE: The Math Behind Your Federal Taxes

DESMOS ACTIVITIES

DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Create a Histogram DESMOS: Credit Dot Plots DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Graphs of Piecewise Functions DESMOS: Chance Experiments DESMOS: Linear Growth Patterns DESMOS: Prize Wheel Puzzle DESMOS: Exponential Regression in Investing DESMOS: College Sticker Price and ACT Scores DESMOS: Growth Factor and Investments DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Linear Equations and Checking DESMOS: Writing and Graphing a System of Linear Equations DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Marbleslides: Exploring Exponentials DESMOS: Polygraph: Guess the Distribution DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exploring State and Local Tax Rates DESMOS: Point Collector: Lines DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Sampling Methods DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth of Savings vs Investments DESMOS: Complex Systems of Inequalities DESMOS: Investing and Exponential Change DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Systems DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates